Fixed Rate Mortgages are at all-time lows. Variable Rate Mortgages are proving to be the best product on the market yet again, and The Bank of Canada has all but committed itself to a Prime Rate of 3.0% for the indefinite future.

So, what does this mean for you?

We think you should break your mortgage. Well not everyone. Here are a few tips that will help you decide whether breaking your mortgage makes sense for you. Continue reading →