We will help make buying your next home easy! We have been able to help thousands of home buyers by working with a team of real estate agents and lawyers around the city.
We will keep you informed through home buyer seminars and constant market updates and provide you with a partner in your search for a new property.
There are a few things you need to consider in your search for a new home:


We are able to determine the best time for you to refinance your mortgage, both now and later. If it turns out that you can save even more money a year or two from now, we’ll get in touch and make sure you don’t miss out!
We fill out all the paperwork. We contact the banks on your behalf. Really, we do just about everything but drive you to the office (and maybe you should ask us about that!) All we need from you is some basic information that you already have written down, like your last mortgage statement, and we do all the work for you – in many cases, your total time investment is less. You could be saving hundreds, if not thousands of dollars with less than an hour of work. If you would like to know more about the refinancing process

Debt and Credit Consolidating Services

We take your existing debts and consolidate them into one simple payment. Whether your goal is to get out of debt faster, get more money every month, or just to simplify things down to one monthly payment, our team is here to give you sound unbiased advice for your situation.
By refinancing your mortgage for credit consolidation, you can take your existing home equity and use it to convert high interest credit card and consumer debt into one secure, low interest mortgage payment.
The average Canadian credit card has an interest rate of 18%, and it’s been like that for years. Mortgage rates change much more often but they’ve been significantly lower than credit card rates for decades.
That’s money that you’re just giving away to the banks and credit card companies right now, which is really nice of you, but can’t you think of better things to do with that cash?

Second Mortgages

A second mortgage is a loan against your existing property, not a new mortgage on a second home. The second mortgage loan is secured against the equity you’ve built up in your home. This means there are two loans registered against your home; your first mortgage followed by the second.
By working with you to understand your requirements and repayment plans, we can steer you in the right direction. Whether you are looking to consolidate your debts or for a second opinion on what you are being offered elsewhere, we are confident that our common sense approach to lending will provide you with peace of mind when making your decision.
Our access to low interest rate capital combined with our incredible product knowledge is just what you need. If you would like more information on Second Mortgages

Self Employed

Are you tired of discrimination from the banks just because you’re self-employed? MorCan Direct knows owning your own business is an accomplishment, not a deal-breaker! Whether you’re buying your first home, qualify for a second mortgage, or accessing equity to grow your business, our team has access to the industry’s best financing solutions.
Self-employment is already a roller coaster without letting the banks take you for a ride!

Credit Issues

Don’t let some tough luck keep you from getting the mortgage you deserve. Mortgage financing is always available, even for those with damaged credit. At MorCan Direct, we know approaching the banks can be a scary thing. Now you never have to face them alone again. Let us negotiate on your behalf, and have the banks competing for your business instead!
Fill out the form below and we will be in contact with you as soon as we can!