The HRTC (Home Renovation Tax Credit) is a non-refundable tax credit for improvements to your eligible dwelling. How do you know if your dwelling is eligible? Well, the Government of Canada considers an eligible dwelling to be an individual’s principal residence (or a family’s residence) at any time between January 27th, 2009 and February 1st, 2010. This means that any dwelling you own, occupy and use personally can qualify, even your cottage! Continue reading →